Citroen C1, Peugeot 107, 108 & Toyota Aygo Owners Club. (Discount code for CityBugStore: C1OC)

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PostPosted: Fri Dec 09, 2016 4:17 pm 
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Location: Jersey
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Just checked my finances and realised I need to save up for my insurance which is due in March 2017. I have £ 80 towards it so far and expect to have the rest come January 2017. I am aiming for £ 300 but it will probably be less then that if last year was anything to go by.

Oh how the rich and famous live!

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2019 Smart Fortwo Prime Premium Cabrio A453 Turbo 900cc 90hp
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PostPosted: Fri Dec 09, 2016 4:30 pm 
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Drives: 2006 C1
Funny question that, l never save up for anything now. My needs are few and l don't take credit cards. If l can't afford it now then l don't want it. Boring old fart ain't l


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PostPosted: Fri Dec 09, 2016 6:10 pm 
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Joined: Tue Dec 01, 2009 4:18 pm
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Location: Daventry, Northants
Drives: 2009 Mazda MX-5
Much the same here - I am now at that stage in my life where even if I need to find a significant wedge of cash (such as just a couple of months ago when I needed to purchase a new car for Mrs Roymondo) I simply pull it from existing savings and "pay myself back" over the following 12/24 months. I have the essentials (i.e. house/car(s)/motorbike) and enough money coming in each month to comfortably cover the ongoing expenditure. I keep "window shopping" for a new car for me - but each time I find one I like, I look at the hit on my finances and say "why would I want to spend all that money when the C1 does everything I need it to do?". The only thing I'm saving up for is my retirement!

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PostPosted: Mon Mar 06, 2017 10:52 pm 
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nlel wrote:
Just checked my finances and realised I need to save up for my insurance which is due in March 2017. I have £ 80 towards it so far and expect to have the rest come January 2017. I am aiming for £ 300 but it will probably be less then that if last year was anything to go by.

Oh how the rich and famous live!


Right Niel hope you have enough saved up for your insurance


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PostPosted: Tue Mar 07, 2017 9:31 am 
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brixtonboy wrote:

Right Niel hope you have enough saved up for your insurance



All sorted, have £ 250 saved towards it.

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2019 Smart Fortwo Prime Premium Cabrio A453 Turbo 900cc 90hp
Smart Modded R-Link Evolution Sat Nav/DAB with Android Auto, Bluetooth, USB, SD & AUX
6-Speed Dual Clutch Automatic Transmission
Air Conditioning
Rear Parking Sensors
White with 15” Alloys


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PostPosted: Tue Mar 07, 2017 11:08 am 
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Location: S East
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brixtonboy wrote:
My needs are few and l don't take credit cards. If l can't afford it now then l don't want it.

^^ A short lesson on how not to get into debt. ^^ :thumbs: :wave:

I only do credit if I can wangle it onto a 0% credit card, which makes me feel better at least. Currently I am trying to pay off my 'new' car, which has gone on said 0% card. £3500 to go - could be worse.


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PostPosted: Tue Mar 07, 2017 12:12 pm 
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Location: Wiltshire
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Haha my insurance for my mr2 is wait for it....

£202 for the year

So got to pay for that this month

I'm off to San Francisco in the summer so saving for that but also really need a new macbook pro so saving for that too

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PostPosted: Tue Mar 07, 2017 1:27 pm 
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Joined: Sat Mar 28, 2015 3:25 pm
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Location: Aberdeen...
Drives: 107 Urban '09
Got a credit card purely for credit building. Young guy with no significant contracts and still living at home means without the card my credit score would be pretty low.

Pretty much pay off the balance at the end of each week from my current account, I have enough savings that I really don't need the CC. Buyer protection is nice, though.

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PostPosted: Tue Mar 07, 2017 1:40 pm 
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Location: Aberdeenshire
Drives: C1 2012; 107 2009
My credit card really only gets used for online purchases. It's still easy to rack up a few hundred £ on it if I'm not careful though. Generally I'm a cash kind of person. I take money out of the hole in the wall and when it's gone, it's gone. What's more, physically handing it over means it registers in my head that it's spent - unlike buying with a credit card.

Like most of the others, I'm not saving for anything specific and most of what I want can usually be bought with whatever finances I might have (or maybe I sometimes have to wiat for a couple of pay days). I don't have much squirreled away (not enough TBH) but it's usually enough should a biggish expense (like car insurance etc) start looming on the horizon.


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PostPosted: Tue Mar 07, 2017 4:10 pm 
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pigjosh wrote:
Got a credit card purely for credit building. Young guy with no significant contracts and still living at home means without the card my credit score would be pretty low.

Pretty much pay off the balance at the end of each week from my current account, I have enough savings that I really don't need the CC. Buyer protection is nice, though.

Positive thinking for a young guy. You never know when you might need it.
As an old timer l don't have a credit card anymore.


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