Insurance

Reedy · **Posted:** Sat Feb 04, 2012 11:21 pm

Arragonis wrote:

I have the one in his Dressing Gown - via Esure who where £170 for me, oh and £60 because my windscreen broke a week later... :roll:

170 quid! you must be old

TheIglu · **Posted:** Sun Feb 05, 2012 2:02 am

I paid 3000 for years insurance

first car mind n cheapestni found. Lv car insurance. N i have a home knitted owl me mum made hangin in my mirror haha he's my bug buddy

Venturer · **Posted:** Sun Feb 05, 2012 6:49 pm

Thanks for the replies guys.
After hours of comparison sites and 'phone calls, cheapest deal was £299 (Churchill) fully com. protected no claims (£261 without) guarenteed car hire with this 1 year offer.
I have well over 20 years NCB no convictions etc. but I do live in an urban! area of Manchester and park on street.
the scum who drive uninsured and the scum who claim for bogus injuries like whiplash etc. are driving the price up, including the insurance industry itself and as we are a captive market it seems there is little we can do about it :evil:

Sitrix · **Posted:** Mon Mar 05, 2012 5:53 pm

How i envy your £299

first year was £2500, and now its about £1600 from RAC or Hastings essential i think. Its due in april exactly on my birthday as well

Arragonis · **Posted:** Sun Mar 18, 2012 5:50 pm

reedy wrote:

Arragonis wrote:

I have the one in his Dressing Gown - via Esure who where £170 for me, oh and £60 because my windscreen broke a week later... :roll:

170 quid! you must be old

Ancient.

Doz · **Posted:** Sun Mar 18, 2012 6:08 pm

Mine's 177 with business use. Old,old,old ....

Adrian flux did super job with my modified mini, £118, limited to 5,000 miles a year, well happy with that.

Sent from my iPad using Tapatalk

Wheeler · **Posted:** Mon Mar 19, 2012 9:51 am

My quote for this year is 465. I'm 20. :thumbs:

Don Bernard · **Posted:** Mon Mar 19, 2012 10:09 am

Did I Mention that the thriving sods took me for over £110 this year? I've never made a claim in nearly 26 years if driving, so all the money they've had out of me over the years is easy gravy.

Despite what they say, real risk is not a serious factor. You ability to pay because of your job, and your willingness to pay because we're told youngsters cost a fortune in claims etc is what they base their quotes on.

Some years ago I moved house, from one village to the next, under 2 miles and the buggers raised my premium. I queried this and was told this was because its a higher risk area. Is it really?

So, I toddled off to work and checked for myself to find the new location has a lower lever of reported autocrime and a lower incidence of reported collisions. Armed with the raw data I went back to my insurers and asked how it could be higher risk when there is less crime and less crashes? Suddenly my previous lower payments were reinstated.

The only difference is a more affluent postcode with a higher average household income. Proof that risk does not come into it at all, and that ones ability to shell out more cash is the prime factor.

topcatfq · 19/02/2012

cheap

Collateral · **Posted:** Thu Apr 12, 2012 9:16 pm

850 a year

Not bad for a 21 year old with one year nc

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